Terms of Use
Agreement
By using Expensly, you agree to these Terms of Use. If you do not agree, do not use the app.
What the app does
Expensly helps you track spending, set budgets, and review forecasts for users in the United Arab Emirates and Saudi Arabia. Manual tracking and email import are free. Plus adds Bank SMS auto-log and Shopping Alert via iOS Shortcuts. Automatic bank sync and card bill pay are labeled “coming soon” and are not part of the current release.
Not financial advice
Budget suggestions, forecasts, and Zakat estimates are informational only. The app does not provide investment, tax, or legal advice.
Zakat calculator
The Zakat calculator provides an educational estimate based on common methodologies (2.5% on net zakatable wealth above nisab). Expensly is not a Zakat authority and does not collect Zakat. Consult a qualified scholar and use official platforms (e.g. NPZ, Zakaty) for payment and rulings.
Plus subscription
Plus is an auto-renewing subscription billed through your Apple ID. A 7-day free trial may be offered for eligible new subscribers through the App Store. After the trial, your chosen plan renews unless you cancel at least 24 hours before the current period ends. Manage or cancel in iOS Settings → Apple ID → Subscriptions. Deleting your Expensly account does not cancel your Apple subscription.
Displayed prices: AED 19.99/month or AED 199.99/year in UAE; SAR 19.99/month or SAR 199.99/year in Saudi Arabia (save ~40 vs monthly). Prices are set in App Store Connect and may vary by region. Subscription product IDs: plus_monthly, plus_annual.
Free features
Manual expense entry, budgets, forecasts, PDF export, Face ID lock, Home Screen shortcuts, Quick Check, Zakat calculator, and paste-from-email import remain available without Plus. A free account is required for cloud backup and sync. You may use Demo mode to explore the app with sample data on your device only.
Your responsibility
You are responsible for the accuracy of data you enter and for keeping your device secure. Optional shortcuts you create may read content you choose to share with Shortcuts. You may delete your account at any time in Settings → Delete account.
Availability
Some features, including bank sync and card bill pay, may be labeled “coming soon” and are not part of the current release. We may add, change, or remove features over time.
Limitation of liability
To the maximum extent permitted by law, the app is provided “as is” without warranties. We are not liable for decisions you make based on budget information shown in the app. Our total liability for any claim shall not exceed the greater of (A) the amount you paid us in the twelve (12) months before the claim, or (B) USD 100, except where liability cannot be limited by law.
Apple App Store
These Terms are between you and the operator of Expensly, not Apple. Apple has no obligation to provide maintenance or support for the app. Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.
Governing law
These Terms are governed by the laws of the United Arab Emirates. Disputes shall be subject to the exclusive jurisdiction of the courts of the UAE, unless applicable law requires a different forum.
Contact
Support: support@expensly.app · In-app: Settings → Contact support
By using Expensly, you acknowledge that you have read and understood these Terms and our Privacy Policy.