Privacy Policy
Overview
Expensly is a personal finance app for UAE and Saudi Arabia. When you sign in, your expenses, budgets, and profile sync to your account via Supabase. A local copy is also kept on your device for fast access and offline use. Demo mode uses sample data on your device only and does not create an account or sync anywhere.
Account & cloud sync
When you create an account, we store your email address and sync your app data (expenses, budgets, profile, settings, and preferences) to our database provider (Supabase) so you can back up and restore data. We do not sell this information.
Data we store on your device
The app stores expenses, budgets, income and lifestyle preferences, app settings, and optional receipt photos on your device using local storage. If you enable Face ID or passcode lock, access is protected by your device security.
What we do not do
We do not sell your data. We do not use your expense data for advertising or cross-app tracking. We do not read your bank SMS messages directly — optional Bank SMS shortcuts are configured by you in the Apple Shortcuts app on your device.
Account deletion
You can permanently delete your account in Settings → Delete account. This removes your sign-in credentials, cloud backup, and local app data on this device. This cannot be undone. Apple subscriptions must be cancelled separately in Settings → Apple ID → Subscriptions.
Subscriptions
Plus subscriptions are processed by Apple through your Apple ID. We receive subscription status from Apple to unlock Plus features. We do not receive your full payment card details for the subscription itself.
Optional bank connection (coming soon)
When bank sync launches, connecting a bank will use a regulated open-banking partner (Lean Technologies). Only the data required to import transactions will be requested, and connection will be read-only. Bank linking and card bill pay are not active in the current App Store release.
Zakat calculator data
If you use the Zakat calculator, your asset and liability inputs are stored in your account like other app data. We do not share this with third parties except as needed for cloud backup (Supabase). Metal prices for nisab are fetched via our server; we do not use AI to compute Zakat amounts.
Photos
If you attach a receipt photo to an expense, the image stays on your device unless you export or share it yourself.
Notifications
If you enable spending alerts, notifications are generated on your device based on your budgets and spending activity.
Children
The app is not directed at children under 13.
Changes
We may update this policy. The “Last updated” date at the top will change when we do. Continued use of the app after an update means you accept the revised policy.
Contact
Questions about privacy? Email support@expensly.app or use Contact support in the app.